If you need to finish the application later – please use the ‘save and continue’ link at the bottom of the form.
Required Information –
- Completed rental application for EACH person aged 18+
- Copy of valid, current government ID
- Proof of Income
- Rental History – verification required
All persons age 18+ who will live in the property, must complete their own application. No Exceptions. All applications are done online, through the “Apply” links next to property listings.
All rental applicants must submit a clear copy of government ID. The ID must be current and valid, and all numbers must be clearly visible. Most applicants simply snap a picture of the ID with their phones and upload that.
If pets are allowed at a particular property, we require ALL pets to be screened using PetScreening. Pets must receive at least a “3 paw” score on their scale in order to be accepted. There will be a pet deposit and/or fee, depending on the number of pets and their “paw score”. All applicants with assistive animals must also complete an animal profile through PetScreening, at no charge to the applicant. Tenants are responsible for damage caused by animals.
Proof of Income
We require verifiable income at least 3 times the amount of rent. All applicants must submit current proof of income. This can be:
- 2 most recent pay stubs
- 3 most recent monthly bank statements with deposit history
- Most recent tax returns
- Job transfer letter
If 3 or more adults will occupy the property, the income requirement is as follows:
- 3 adults – Verifiable income at least 4 times the monthly rent
- 4 adults – Verifiable income at least 5 times the monthly rent
- 5 adults – Verifiable income at least 6 times the monthly rent
- and so on…
If you just started a new job, you can submit a completed Employment Verification. This must be completed by you and your employer. Depending on how the rest of your application scores, applicants just starting new jobs may be required to pay increased Security Deposit. Applicants with credit scores above 700 may be approved without additional deposits, even if just starting a new job, and / or don’t have landlord references.
We do not approve applicants with unpaid utility bills, unpaid landlord debt, unpaid payday / personal loan debt, credit scores below 480, or late vehicle payments within the past 4 months.
Note: We do not use credit scores from sources like “Credit Karma” or “MyFico” – those are almost always inaccurate. We use credit reports and scores from Experian. Both statistical and historical analysis have shown that an applicant’s overall credit rating directly affects the risk and likelihood of default, damages and unpaid rent. Applicants with a lower credit score pose a significantly higher risk.
Clients with good credit / income / references will be approved at the security deposit amount published in the listing. Those with less than perfect credit can be approved at up to a double security deposit. Those with less than excellent credit will also have to pay a Credit Contingency Admin Fee. Based on many years of experience, we have determined that those tenants with less than excellent credit are far more likely to pay their rent late or otherwise default on their lease obligations. This increases our workload, as we have to spend time trying to collect the money from the tenant, and also increases our risk, as it costs us money when rent isn’t being paid or when tenants have to be evicted. The Credit Contingency Admin Fee helps to offset our costs in this regard. We have implemented a scoring model based upon credit score that determines your Credit Contingency Fee:
Credit Score Contingency Fee
If there is more than one person on your lease, then the average credit score, rounded to the nearest whole number, will be used for the above scoring model. If an applicant’s credit check returns with no credit score, then a default score of 500 will be used for the purposes of determining the Credit Contingency Fee.
We do not approve applicants with any evictions in the past 5 years. Applicants must not have any unpaid debt to previous landlords or property managers. Rental history must be verifiable. You can help speed up the verification process by asking your current landlord or property manager to respond to our request. Applicants with no landlord reference may need a Double Security Deposit.
Applicants with no rental history or more than 3 late rent payments may need an increased Security Deposit for approval. Applicants with evictions in the past 7 years (but more than 5 years) may need increased Security Deposit.
We do not approve applicants with history of offenses of bodily harm, illegal manufacture or distribution of a controlled substance, or intentional damage or destruction of property (for example, “arson”), within the past 7 years. We may also decline applicants with any sexual related offenses from any time period. We do not approve registered sex offenders, or anyone with active, unresolved criminal cases.
We use a rental application grading system that takes all aspects of the application into account. We process completed applications in the order received. A completed application means all supporting documents were received. If one application is missing something, and another application comes in complete, we will process the completed application first.
False statements on any application = automatic decline.
Application fees are not refundable. It is up to the applicant to submit complete, verifiable documents and information.